Student Loans LOAN | EDUCATION STUDENT LOANSSTUDENT LOANS MADE SIMPLE AND AFFORDABLE. OC Federal Credit Union has partnered with College Ave to provide fair-value private student lending solutions to our members! Through this partnership, you’ll access a streamlined online application and flexible loan options designed to help students and families confidently manage the cost of higher education. COLLEGE STUDENTS LOANS AND REFINANCING Get the money you need to reach your higher education goals. After considering all your federal loans, scholarships and grants you may still have a gap you need to cover your total college costs. OC Federal Credit Union has partnered with College Ave to provide a simple application and a personalized loan experience for undergraduates, graduates and parents. Available for undergraduate, graduate, and career-training students, as well as parents and college graduates looking to refinance existing student loan debt Competitive fixed and variable interest rates Line of credit structure with multi-year approval—apply once and access funds for future academic years* Ability to apply and qualify even if you’re still finalizing your school choice or exact funding needs Potentially reduce your interest rate by 0.25% with automatic electronic payments Multiple repayment options including interest-only, flat $25 payments, and full deferment while in school User-friendly online tools, fast approval process, and no application or origination fees! Get the flexibility and support you need from a modern private lender focused on helping you succeed. Learn more about available rates and terms and then select the credit union solution that works best for you. *Subject to annual review and credit qualification. Must meet school’s Satisfactory Academic Progress (SAP) requirements. LEARN MOREMake the Most of Your Money With OC Federal Discover how you can unlock your money’s potential and achieve your financial goals with the help of the OC Federal Credit Union! SEE ALL THE POSTS Medicare 101 Seminar 2025Join us for a free Medicare seminar on August 28th at 5:30pm at the Macedonia Branch or virtually. […]OC Federal Welcomes Ty Barksdale as Vice President, Commercial Loan Officer at Macedonia BranchMACEDONIA, Ohio, July 23, 2025 /PRNewswire/ — OC Federal Credit Union is pleased to announce the appointment of Ty Barksdale as Vice President, Commercial […]OC Federal Welcomes Barry Edwards to Macedonia Branch as Consumer Loan OfficerMACEDONIA, Ohio, July 24, 2025 /PRNewswire/ — OC Federal Credit Union is proud to introduce Barry Edwards as the newest Consumer Loan Officer at its Macedonia branch. With […] SEE ALL THE POSTS Every experience I’ve had dealing with OC Federal has been excellent. Everyone is always very helpful and courteous. Allison S.,OC Federal Member Consistently competitive rates and outstanding customer service. Michael S.,OC Federal Member Banking is easy and pleasant. The tellers are very accommodating and well-educated. Bernadette L.,OC Federal Member Math is Hard (Sometimes) Let us help you crunch the numbers with our financial calculators. LEARN MORE