Student Loans LOAN | EDUCATION STUDENT LOANSSTUDENT LOANS MADE SIMPLE AND AFFORDABLE. OC Federal Credit Union has partnered with CU Student Choice to provide fair-value private student lending solutions to our members! The Student Choice online marketplace connects you with credit-union-funded student loan application and refinance options so that you can responsibly pay the costs of higher education. COLLEGE STUDENTS LOANS AND REFINANCING Get the money you need to reach your higher education goals. After considering all your federal loans, scholarships and grants you may still have a gap you need to cover your total college costs. OC Federal Credit Union has partnered with CU Student Choice to provide a simple application and a personalized loan experience for undergraduates, graduates and parents. Available for undergraduate and graduate students, who need to fill college funding gaps, and college graduates looking to refinance existing student loan debt Competitive fixed and variable interest rates Line of credit structure on in-school private student loan that provides multi-year approval with just one application* Ability for students to secure funding even if you’re unsure of the college you plan to attend or exactly how much funding you need Potentially reduce rate by 0.25% by enrolling in automatic electronic payments during repayment Multiple repayment & in-school deferment options Borrow from a not-for-profit credit union you can trust! Learn more about available rates and terms and then select the credit union solution that works best for you. *Subject to annual review and credit qualification. Must meet school’s Satisfactory Academic Progress (SAP) requirements. LEARN MOREMake the Most of Your Money With OC Federal Discover how you can unlock your money’s potential and achieve your financial goals with the help of the OC Federal Credit Union! SEE ALL THE POSTS Free Seminar February 13 – Protecting Your Assets from Nursing Home and Medicaid SpenddownWe are excited to announce a free a seminar regarding how to protect your assets from nursing home […]Free Estate Planning Seminar January 16, 2025We are excited to have you attend the Estate Planning Seminar on January 16 at either 10 AM […]Donate For Local Families and Be Entered to WinWe are collecting pasta and sauce for the St. Vincent de Paul Society to help local families. Bring […] SEE ALL THE POSTS Every experience I’ve had dealing with OC Federal has been excellent. Everyone is always very helpful and courteous. Allison S.,OC Federal Member Consistently competitive rates and outstanding customer service. Michael S.,OC Federal Member Banking is easy and pleasant. The tellers are very accommodating and well-educated. Bernadette L.,OC Federal Member Math is Hard (Sometimes) Let us help you crunch the numbers with our financial calculators. LEARN MORE