6-months Certificate 4.35% APY1 6-Month Share Certificate OC Federal is your local credit union, supporting your community while offering Great Rates on checking, savings, home equity loans, auto loans, and more. This promotion won’t last long, so contact us today. It’s easy to open an account! Contact a Banker using the form below, and they will be happy to discuss all your options for earning more with your money with OC Federal. Fill out the form and we will have someone reach out to help you. 1. APY = Annual Percentage Yield. The advertised rate of 4.35% APY is the maximum rate available for this term. This promotional offer is available exclusively through the Member Service Center (online only, not available in branches) and is limited to residents of Richland County, Ohio, as targeted through Google Ads. This promotional rate is excluded from the Member Appreciation Program and is not available to Business or Catholic Organizations. Minimum opening deposit is $500, and the maximum deposit per certificate is $250,000. The certificate term is 6 months and will renew at the current 6-month certificate rate upon maturity. An early withdrawal penalty may be imposed for early withdrawals. Fees may reduce earnings on the account. Offer is valid beginning February 3, 2025, and may be modified or canceled at any time without notice. Certain terms and conditions apply. Membership in the Credit Union is required. Insured by the NCUA. SEE ALL RATES Talk With Us Call (888) 696-4462 or chat live online during business hours. CALL US Make the Most of Your Money With OC Federal Discover how you can unlock your money’s potential and achieve your financial goals with the help of the OC Federal Credit Union! SEE ALL THE POSTS Is Gap insurance worth it?If your vehicle gets totaled or stolen and you owe more on the loan than what your car […]Mortgage Points: Should You Pay These Optional Fees?What Are Mortgage Points (and Should You Pay for Them)? When you’re shopping for a mortgage, you might […]OC FEDERAL NOW OFFERING MEDICARE ADVANTAGE PLANSWhat Medicare Advantage plans are available? There are five types of Medicare Advantage plans: What is the most […] SEE ALL THE POSTS Every experience I’ve had dealing with OC Federal has been excellent. Everyone is always very helpful and courteous. Allison S.,OC Federal Member Consistently competitive rates and outstanding customer service. Michael S.,OC Federal Member Banking is easy and pleasant. The tellers are very accommodating and well-educated. Bernadette L.,OC Federal Member Math is Hard (Sometimes) Let us help you crunch the numbers with our financial calculators. LEARN MORE