6-months Certificate 4.25% APY1 6-Month Share Certificate At OC Federal, we’re not just your local credit union—we’re your partner in smarter banking. From high-yield checking and savings to low-rate auto and home equity loans, we’re here to help you make the most of your money. And right now, we’ve got an exclusive online offer you won’t want to miss. This promotion is only available right here, not in branches—and it won’t last long. Ready to go! Fill out the form below and one of our Member Service Center representatives will contact you. APY = Annual Percentage Yield. The advertised rate of 4.25% APY is the maximum rate available for this term. This promotional offer is available exclusively through the Member Service Center (online only, not available in branches) and is limited to residents of Richland County, Ohio, as targeted through Google Ads. To receive the promotional rate, applicants must initially apply for the standard 6-month certificate. Once residency in Richland County is verified, the rate will be increased to the promotional rate. This promotional rate is excluded from the Member Appreciation Program and is not available to Business or Catholic Organizations. Minimum opening deposit is $500, and the maximum deposit per certificate is $250,000. The certificate term is 6 months and will renew at the current 6-month certificate rate upon maturity. An early withdrawal penalty may be imposed for early withdrawals. Fees may reduce earnings on the account. Offer is valid beginning June 10, 2025, and may be modified or canceled at any time without notice. Certain terms and conditions apply. Membership in the Credit Union is required. Insured by the NCUA. SEE ALL RATES Talk With Us Call (888) 696-4462 or chat live online during business hours. CALL US Make the Most of Your Money With OC Federal Discover how you can unlock your money’s potential and achieve your financial goals with the help of the OC Federal Credit Union! SEE ALL THE POSTS Medicare 101 Seminar 2025Join us for a free Medicare seminar on September 18th at 5:30pm at the Akron Branch or virtually. […]OC Federal Welcomes Ty Barksdale as Vice President, Commercial Loan Officer at Macedonia BranchMACEDONIA, Ohio, July 23, 2025 /PRNewswire/ — OC Federal Credit Union is pleased to announce the appointment of Ty Barksdale as Vice President, Commercial […]OC Federal Welcomes Barry Edwards to Macedonia Branch as Consumer Loan OfficerMACEDONIA, Ohio, July 24, 2025 /PRNewswire/ — OC Federal Credit Union is proud to introduce Barry Edwards as the newest Consumer Loan Officer at its Macedonia branch. With […] SEE ALL THE POSTS Every experience I’ve had dealing with OC Federal has been excellent. Everyone is always very helpful and courteous. Allison S.,OC Federal Member Consistently competitive rates and outstanding customer service. Michael S.,OC Federal Member Banking is easy and pleasant. The tellers are very accommodating and well-educated. Bernadette L.,OC Federal Member Math is Hard (Sometimes) Let us help you crunch the numbers with our financial calculators. LEARN MORE