APY = Annual Percentage Yield. The advertised rate of 4.25% APY is the maximum rate available for this term. This promotional offer is available exclusively through the Member Service Center (online only, not available in branches) and is limited to residents of Richland County, Ohio, as targeted through Google Ads. To receive the promotional rate, applicants must initially apply for the standard 6-month certificate. Once residency in Richland County is verified, the rate will be increased to the promotional rate. This promotional rate is excluded from the Member Appreciation Program and is not available to Business or Catholic Organizations. Minimum opening deposit is $500, and the maximum deposit per certificate is $250,000. The certificate term is 6 months and will renew at the current 6-month certificate rate upon maturity. An early withdrawal penalty may be imposed for early withdrawals. Fees may reduce earnings on the account. Offer is valid beginning June 10, 2025, and may be modified or canceled at any time without notice. Certain terms and conditions apply. Membership in the Credit Union is required. Insured by the NCUA.