SAVINGS

YOUR JOURNEY STARTS HERE

Your Share Savings account establishes your credit union membership and can be held individually or jointly.

A minimum initial $5 deposit is required to open an account, and you must maintain a minimum balance of $5 to gain access to all the products and services from OC Federal Credit Union.

MONEY MARKET SPECIAL

$25,000 Deposit

3.50% APY¹

GENESIS SAVINGS

Up to $5,000

3.00% APY²

SEE ALL RATES

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GENESIS SAVINGS

Genesis Savings is our youth savings account. It rewards students any age under or up to 22 years of age for making smart savings and spending decisions. Get a premium 3.00% APY² on deposits up to $5,000 with $0 monthly fees (eStatements required).

Plus, one Genesis Savings account member from each Catholic school that participates in our Bank In School program is randomly selected annually to win a $1,000 scholarship grant for Catholic education tuition!

To open a Genesis Savings account, a joint account application is required with the student as the primary member and the parent/guardian as the joint owner. Learn more or apply for a Genesis Account.

FIND A BRANCH NEAR YOU

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BANZAI PARTNERSHIP

We are proud to provide over 300 students at 23 Catholic schools with free access to Banzai—an award-winning, online financial education program that teaches real-world money skills in the classroom or at home.

As part of our commitment to faith, education, and community, we’re investing in the next generation—equipping students to budget, save, and spend wisely.

Want this for your school? Contact your local branch representative to get started.

FIND A BRANCH NEAR YOU

APY: Annual Percentage Yield

¹Promotional offer is for $25,000 in new money only. Rate is variable and may change at any time without notice. If the balance falls below $25,000 no dividend will be earned for that period. Money in this promotion will revert to Standard Money Market account rates. Offer ends 12/31/2025. Standard Money Market accounts may be opened with a $0 starting balance, but dividends begin accruing for balances of greater than $1,000. APY is 0.15% for balances between $1,000 and $24,999.99, 0.90% for balances between $25,000 and $99,999.99, and 1.65% for balances over $1,000.

²A minimum opening deposit of $5.00 is required to open a Genesis Account and begin earning dividends. Interest is paid on balances up to $5,000. The rate is variable and may change at any time without notice. Account holders may be any age up to 22. Upon reaching age 23, the account balance will be transferred to a Share Savings Account and will earn the current Share Savings rate. Share Savings rate is 0.01% for balances between $0 and $24,999.99 and 0.05% for balances between $25,000 through $1,000,000.

All offers are subject to OC Federal’s standard deposit policies and membership eligibility. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in your share savings account. Fees may reduce earnings. For additional account information, please see the Truth-in-Savings disclosure. OC Federal may discontinue or modify this offer without notice. Insured by NCUA.