Mortgage GET A LOAN | MORTGAGE MORTGAGEWORK WITH MORTGAGE EXPERTS WHO CALL OHIO HOME We have a variety of home loan solutions for our members all across Ohio. Whether you are purchasing your first home, looking to save more each month, or simply want some extra cash in your wallet, we want you to be happy at home. Talk with the Loan Zone mortgage experts about your next home purchase or mortgage refinance. Get preapproved! As mortgage rates are falling, now is a great time to prepare so you can move when the time is right. Contact the Loan Zone CALL FOR RATES AND TERMS Bill Lebus, VP Loan Zone (216) 518-7259 All offers are subject to credit approval, internal lending policies, applicable terms, membership eligibility, and may change at any time. Membership eligibility requires the purchase of a $5.00 membership share held in a share savings account. OC Federal Credit Union is federally insured by the NCUA and is an Equal Housing Lender. Payments do not include amounts for taxes and insurance. Equal housing lender. NMLS#413040. MORTGAGE OPTIONSFIXED FIRST MORTGAGE A fixed rate mortgage has a secure rate, principal, and interest payment for the life of your loan. You have the option of a loan with a shorter term for a lower interest rate or a loan with a longer term for lower monthly payments. We offer terms ranging from 10 years to 30 years with no prepayment penalties. ADJUSTABLE RATE MORTGAGE An adjustable rate mortgage offers the flexibility of a fixed rate for the first 3 or 5 years and then the rate can adjust. This allows you to have a lower interest rate than a fixed rate mortgage. An adjustable rate mortgage can be a great option if you are only going to be in a home for a short period of time or if you are looking to have a lower payment up-front. MORTGAGE REFINANCE Homeowners often dread refinancing a mortgage because of two words: closing costs. That’s why we keep both our mortgage refinance interest rates and closing costs surprisingly low. Whether you want to lower your monthly payment or just build equity faster by shortening your loan term, a hassle-free OC Federal Credit Union mortgage refinance is at your door! Contact the Loan Zone Talk With Us Call (216) 478-0067 or chat live online during business hours. CALL US Get A Quote It only takes a minute to request a loan quote. We’ll contact you to discuss your options. GET A QUOTE Make the Most of Your Money With OC Federal Discover how you can unlock your money’s potential and achieve your financial goals with the help of the OC Federal Credit Union! SEE ALL THE POSTS OC Federal Commercial Client Experience SurveyOC Federal Non-Profit & Church Banking Experience SurveyOC Federal Private Wealth Management Client Experience Survey SEE ALL THE POSTS Every experience I’ve had dealing with OC Federal has been excellent. Everyone is always very helpful and courteous. Allison S.,OC Federal Member Consistently competitive rates and outstanding customer service. Michael S.,OC Federal Member Banking is easy and pleasant. The tellers are very accommodating and well-educated. Bernadette L.,OC Federal Member Math is Hard (Sometimes) Let us help you crunch the numbers with our financial calculators. LEARN MORE