Consumer Dividend Rates LINKS | OUR RATES OUR RATESCONSUMER DIVIDEND RATESRates effective February 3, 2025 DIVIDEND TERMS & RATES APYDividend Rate SHARE SAVINGS (1)$0.00 - 24,999.990.01%0.01% $25,000.00 - 1,000,000.000.05%0.05% Genesis Savings (5)3.00%2.96% IRA SAVINGS (1)1.00%1.00% VACATION CLUB (2)3.00%2.96% CHRISTMAS CLUB (2)3.00%2.96% High Yield Checking (3)$2,500.00 - 15,0003.00%2.96% Totally Free Checking (3a)0.00%0.00% Student Checking (3b)0.00%0.00% 60+ Checking (3c)0.00%0.00% MONEY MARKET (4)$1,000.00 - 24,999.990.20%0.20% $25,000.00 - 99,999.991.00%1.00% $100,000.00 +1.75%1.74% *Basic Membership Share Certificate RatesAPYDividend Rate 3 Months4.10%4.04% 6 Months3.50%3.45% 12 Months3.00%2.97% 18 Months2.25%2.23% 24 Months2.00%1.99% 36 Months1.75%1.74% 48 Months1.75%1.74% 60 Months2.40%2.38% 66 Months2.40%2.38% *Premium Membership(Basic+10bps) 3 Months4.20%4.14% 6 Months3.60%3.55% 12 Months3.10%3.06% 18 Months2.35%2.34% 24 Months2.10%2.08% 36 Months1.85%1.84% 48 Months1.85%1.84% 60 Months2.50%2.47% 66 Months2.50%2.47% *PremiumPlus Membership(Basic+25bps) APYAPR 3 Months4.35%4.28% 6 Months3.75%3.70% 12 Months3.25%3.21% 18 Months2.50%2.47% 24 Months2.25%2.23% 36 Months2.00%1.99% 48 Months2.00%1.99% 60 Months2.65%2.62% 66 Months2.65%2.62% APR = Annual Percentage Rate. All offers subject to creditworthiness, OC Federal Credit Union lending policies, and membership eligibility. OC Federal Credit Union may discontinue or modify offers without notice. OC Federal Credit Union is federally insured by the NCUA up to $250,000 and is an Equal Housing Lender. NMLS #413040 (1) Rates shown are anticipated; paid quarterly and may change quarterly. Minimum balance requirements: $5 to open, $100 to earn dividends (under age 18, $5 to earn dividends). (2) Rates shown are anticipated; paid annually and may change annually. Minimum balance requirements: $5 to open, $100 to earn dividends (under age 18, $5 to earn dividends). Maximum balance in club accounts eligible for dividends is $5,000.00. (3) Must maintain an average daily balance of $2,500 or a monthly fee of $9.95 will be applied. Rate will be paid on balances up to $15,000. One high yield account per TIN. Rate is variable and subject to change. {3a) Must sign up for estatements to avoid paper statement fee of $4.00 (3b) No required minimum balance or monthly fee. (3c) Must maintain an average daily balance of $500 or a monthly fee of $5.95 will be applied. (4) Rates shown are anticipated, paid monthly. Minimum balance requirements: $0 Min. $0 to open, $1,000 to earn dividends. (5) Interest paid on balances up to $5,000.00. Expires at member age 22. •certificate rates fixed at time of investment. Minimum Deposit $500.00. Total certificate balances qualify for rate. Substantial penalty for early withdrawals. Visit A Branch Stop by your local branch and we’ll be happy to help you. VISIT US Talk With Us Call (888) 696-4462 or chat live online during business hours. CALL US Open An Account It’s simple to open and fund your account online. JOIN US Make the Most of Your Money With OC Federal Discover how you can unlock your money’s potential and achieve your financial goals with the help of the OC Federal Credit Union! SEE ALL THE POSTS Annual Meeting 2025Our 2025 Annual Meeting is Wednesday, March 26, at 4 PM. Members can attend virtually or in person […]Free Estate Planning Seminar March 18 In North CantonWe are excited to have you attend a seminar explaining important information about estate planning. This informative seminar […]50/50 Raffle Winter 2025 to Support Catholic EducationIt’s time for a 50/50 raffle to support Catholic education! The Ohio Catholic Foundation loves to give back […]Newsletter Q1 2025Read the newsletter below or download it here. Read the latest news from OC Federal! OC Federal Credit […] SEE ALL THE POSTS Every experience I’ve had dealing with OC Federal has been excellent. Everyone is always very helpful and courteous. Allison S.,OC Federal Member Consistently competitive rates and outstanding customer service. Michael S.,OC Federal Member When working on the financing for our camper your team was amazing. Jennifer G.,OC Federal Member Say Hello to ClickSWITCH It’s simple to move over your direct deposits and recurring payments. LEARN MORE